So this is one of those posts that is not about web development, but instead focuses on personal finance. More specifically I want to talk a little about planning for your retirement. You’re likely a far ways off (I’m like 35-40 years away myself) but getting this stuff setup now will be really beneficial later and you’ll be super stoked you got it taken care of.
Now you might be saying “but I don’t have any extra money to set aside for retirement!”. That is valid concern. However, as a first step you just need to get something in place. The biggest hurdle is getting something setup. Once you have your system in place, you’ll be way more likely to contribute – and once you set this up to be automatic you won’t even miss the money. You need to start early so your investment returns can pile up over the next 30 to 40 years.
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As I mentioned in my very first post on this blog, I plan on posting about personal finance and saving money in addition to web development. This is my first post along those lines. All of this stuff is very interesting to me, and I hope you get some benefits as well. I mean, everyone likes to save money right?
Over the past year, I’ve been way into Ramit Sethi‘s website and book. He targets people in their 20s and 30s and has some excellent strategies on saving money in ways that make a ton of sense. Ramit’s main point is to go for the big wins (like saving hundreds on cable) instead of the small things (not buying coffee in the mornings) that waste too much time and give way too little in return. Its important to get your finances under control, but still allow yourself the freedom to spend on the things that make your life enjoyable.
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